Affordable Debt Care is a service brand of Debt Redemption Inc. Debt Management Programs are usually estimated between 12 and 60 months but may be longer or shorter depending on actual settlement amounts with creditors. Consultations are Free of charge with no obligation. By providing your contact information to the Affordable Debt Care website you agree to receive return telephone calls, emails or other communications from us and/or our affiliates and expressly waive any “No Call” preference or registration. Clients who make monthly program payments generally experience approximately a 50% reduction of their enrolled balance before fees, or approximately a 35% reduction after payment of settlement fees over a 24-  48 month period, not including optional additional services such as Fair Debt Collection Practices Act protection provided by a law firm. Individual results may vary based on ability to save sufficient funds and complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. Clients may be referred to third-party service providers. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Legal advice and services are provided by third-party attorneys. Please discuss any possible tax consequences of paying less than the full balance with a tax professional. Debt Redemption is not a lender but provides a platform to receive offers from multiple lenders. Programs available in Texas.